26 modules · RiskINS
Every RiskINS module
AI-powered financial risk intelligence for enterprises.
Today
- OverviewThe executive command centre — total exposure, overdue AR, cash outlook, high-risk customers, FX, and today’s decisions.
- Ask RiskINSA financial-risk expert with the whole book in context — ask anything, get a cited answer with the action ready.
- Decision CenterEvery credit, collection, exception and risk-acceptance decision, ranked by the cash and exposure at stake.
- Alerts & Early WarningDeteriorating payment behaviour, limit breaches, cash gaps and anomalies — flagged before they cost you.
Risk
- Customer 360Every customer — exposure, credit, payment behaviour, risk score with its drivers, and the alternates when one slips.
- Supplier RiskPayables, dependency and financial-health signals on the suppliers whose failure would hurt cash or production.
- Portfolio RiskThe whole customer book banded by exposure and risk, with the heatmap and the concentration behind it.
- ConcentrationTop-1/5/10 exposure by customer, group, industry, region and currency — where too much risk sits in too few names.
- Market & FXNet and gross currency exposure, due dates and the margin/cash impact of an EGP move — simulated, not guessed.
Credit
- AssessmentsNew, renewal and increase requests with the AI recommendation and the human decision, on one workflow.
- Credit LimitsApproved, used and available limits, temporary increases and expiry, with current and forward exposure.
- ExposureCurrent, potential and worst-case exposure — invoices, uninvoiced deliveries, open orders, contracts and guarantees.
Cash
- Receivables & DSOAR ageing by customer, unit, salesperson and currency, DSO trend and the drivers behind a change.
- CollectionsThe AI-prioritised collection queue — who to chase first by amount, age, likelihood and importance; PTPs tracked.
- Cash ForecastAI cash-flow forecast — inflows, outflows, closing cash and the gap, with a confidence range and the liquidity outlook.
- LiquidityProjected cash against the minimum threshold, funding needs and the large-payment clusters forming ahead.
- Working CapitalReceivables, payables, DSO/DPO/DIO and the cash-conversion cycle — where cash is trapped and what releases it.
Monitor
- TransactionsPayment and invoice activity with the unusual amount, new beneficiary, duplicate or threshold breach surfaced.
- Fraud & AnomaliesAnomaly detection plus rules — duplicate invoices, split purchases, vendor bank-detail changes — as reviewable cases.
- Contract RiskPayment terms, penalties, FX and escalation clauses, retention and liability — the financially risky terms, flagged.
Intelligence
- PredictionsLate-payment risk, cash forecast, customer-risk segmentation and supplier-failure signals, each with its drivers.
- Scenario SimulatorWhat if the top five pay 30 days late, USD rises 10%, or a key supplier fails — impact on cash, liquidity, margin and exposure.
- Risk AgentsThe specialists watching each part of the book — credit, receivables, collections, cash, FX, fraud — and where each one’s authority stops.
- Autonomous OpsDetect → quantify → recommend → approve → act across the book on autopilot, within the policy you set.