Credit, market, liquidity and fraud risk — scored continuously, and explained.
Connect core banking, the ledger, transactions and bureau data; receive live risk scores — credit, fraud, market and liquidity — each explained and cited, with a named officer on every contractual or regulatory call.
Runs on the same Insai engine behind ConstructINS, RAG.INS and Voice.INS · Deployed cloud, on-prem or hybrid
Portfolio PD
2.4 %
▲ 0.3
Exposure / appetite
92 %
Fraud alerts
6
Liquidity gap
0 d
Portfolio risk trend
Planned ForecastWithin appetite
AI priority briefing
Borrower C rating deteriorating — PD up 40% over 30 days.
Typical targets for this class of system — not a client result; the demo shows illustrative sample data.
−20–35%
Credit losses (target)
Weeks earlier
Default warning
Continuous
Exposure vs. monthly
Audit-ready
Every score explained
One intelligence layer under all of it
Every Insai product runs on the same engine. It reads the systems you already own, agrees one trustworthy number per metric, ranks the actions worth taking with the money and time at stake, acts on the reversible ones inside the policy you set, and then checks the number actually moved. A dashboard tells you what happened; Insai tells you what to do next, does the safe part, and shows you it worked.
Your risk runs on monthly reports and static rules, so you see deterioration after it has become a loss and you catch the fraud the rules were written for — not the one they weren't. RISK.INS scores continuously and explains every call, so you act earlier and can defend it.
Every figure carries its source, its as-of time and how it was calculated — so a team can trust it and defend it.
Not a wall of red. The few actions that matter, ordered by the value or risk at stake, each with an owner and a due date.
Reversible steps run on their own within the limits you set; anything contractual, financial or safety-critical waits for a named person.
It verifies the metric moved. If it didn't, it re-routes and tries the next-best path — the loop closes.
Where the money leaks
The problem, the signal that catches it, the action to take, and the result you can measure.
Catch deterioration weeks before default.
See the pattern static rules miss.
See the breach before it happens.
Hand over the reasoning on demand.
How it works
One observable chain from your source systems to an accountable action — with a person in the loop wherever it is contractual, financial or safety-critical.
Connect
Core banking, the ledger, transactions and bureau data — reconciled, not re-keyed.
Reconcile
One exposure figure per borrower, book and desk, each sourced and dated.
Score
Credit, fraud, market and liquidity risk — each explained and cited.
Approve / act
A case to a named officer; contractual and regulatory actions wait for a human.
Verify
Confirm the exposure or loss moved as expected, and re-score if it did not.
Connects to what you already run
Demonstrated means it works in the demo on sample data; pilot connector means we build and connect the real feed during your pilot; roadmap is planned. We never present a seeded integration as a live connection.
What it does
PD, LGD and EAD scoring for borrowers and portfolios, with the drivers of each decision exposed.
Surface the transaction or pattern that does not fit, ranked by exposure, beyond static rules.
Track exposure and the forecast cash/liquidity gap against limits and appetite, continuously.
Screen against rules and circulars, with case management and an audited trail.
Flag deteriorating names and concentrations before they become the loss on the books.
Model a rate move, a downturn or a name failure and see the exposure it creates.
Every score carries its reasons and its source — defensible by design, not after the fact.
The model scores and recommends; a named officer decides anything contractual or regulatory.
For your role
Chief Risk Officer
Portfolio exposure, appetite breaches and the largest risks to act on.
Credit risk
PD scores, deteriorating names and the reasons behind each.
Fraud / financial crime
Ranked anomalies and cases, with the evidence attached.
Treasury / market risk
Exposure and the forecast liquidity gap against limits.
Compliance / AML
Monitoring hits, cases and a defensible audit trail.
In practice
Insai is delivered by Epsilon AI Global, which holds ISO 27001 (information security) and ISO 9001 (quality) management-system certifications, accredited through IAF / EGAC, alongside an ITIDA IT-activities licence. The certified entity, scope and validity are on the certificates and available for verification; data residency and processing are configured per deployment and documented in a data-flow diagram provided for review.
ISO 27001
Information security
ISO 9001
Quality management
IAF / EGAC
Accreditation bodies
ITIDA
Egypt IT licence
RISK.INS isn’t self-serve. There is no login on this page. You request access, our team issues you a demo email and password, and we walk you through it on your own use case — the same white-glove start as every Insai product.
Fill the form
Tell us your company and the problem you want to solve — name, work email and phone.
The team calls you
Epsilon customer success reaches out to understand your use case, usually within one business day.
You get an email & password
We issue you a demo email and password for a guided environment — access is credential-gated, not self-serve.
We walk you through it
A guided walkthrough on your own scenario, so you see it working on the problem you actually have.
Access to RISK.INS is by guided demo. The outcomes shown are typical targets for this class of system, not measured client results; the interactive mockup shows illustrative sample data. Scope and timelines are confirmed per engagement.